Important Disclosure: Loan terms vary from 3 to 36 months depending on the lender. APRs (Annual Percentage Rates) range from 5.99% to 35.99% based on your credit score, loan amount, and repayment period. These are typically unsecured personal loans offered to borrowers with fair to excellent credit.
While some lenders advertise "no credit check", most perform a soft credit inquiry that does not impact your FICO score. Approval decisions depend on multiple factors including your income, employment, and state regulations.
Cash Advance Instant is not a lender and does not make credit decisions. We connect users to third-party lenders. The lender will disclose all APRs, fees, and terms before any agreement is signed.
Example: A $1,000 loan for 3 months at 32% APR results in monthly payments of $351.27. Total repayable: $1,053.81. Total interest: $53.81.