Curious About Payday Loan Rules in the U.S.?
Wondering where payday loans are considered fair game, limited by law, or totally off the table? Here's a quick breakdown — no clicking around, just the facts.
Make informed choices. Stay ahead of the game.
All States
✅ Allowed
⚠️ Restricted
❌ Banned
- ✅ Alabama
- ⚠️ Alaska
- ❌ Arizona
- ❌ Arkansas
- ⚠️ California
- ⚠️ Colorado
- ⚠️ Connecticut
- ✅ Delaware
- ✅ District of Columbia
- ✅ Florida
- ❌ Georgia
- ✅ Hawaii
- ✅ Idaho
- ⚠️ Illinois
- ✅ Indiana
- ✅ Iowa
- ✅ Kansas
- ⚠️ Kentucky
- ✅ Louisiana
- ⚠️ Maine
- ⚠️ Maryland
- ❌ Massachusetts
- ⚠️ Michigan
- ✅ Minnesota
- ✅ Mississippi
- ✅ Missouri
- ✅ Montana
- ✅ Nebraska
- ✅ Nevada
- ❌ New Hampshire
- ❌ New Jersey
- ⚠️ New Mexico
- ⚠️ New York
- ✅ North Carolina
- ✅ North Dakota
- ✅ Ohio
- ✅ Oklahoma
- ✅ Oregon
- ⚠️ Pennsylvania
- ⚠️ Rhode Island
- ✅ South Carolina
- ✅ South Dakota
- ✅ Tennessee
- ✅ Texas
- ✅ Utah
- ❌ Vermont
- ✅ Virginia
- ✅ Washington
- ✅ West Virginia
- ✅ Wisconsin
- ✅ Wyoming
Legend: ✅ Allowed | ⚠️ Restricted | ❌ Banned
Explore Trusted Lenders
Once you understand your state’s stance on payday loans, you can explore offers that match your location and needs.
See Offers →