Best Payday Loan Companies in Sacramento, California (2025 Update)

When you need fast cash in Sacramento, it's crucial to pick a reliable lender who offers quick approval and clear terms. We've gathered an up-to-date review of the city's most trusted payday loan providers for 2025 — helping you make a smart, safe choice.

Speedy Cash Sacramento

Address: 1234 J St, Sacramento, CA
Phone: (916) 555-1234
Services: Payday loans, title loans, installment loans

Known for fast and friendly service, Speedy Cash is a go-to spot in downtown Sacramento. Clients appreciate the quick approval process — like Maria from Midtown who shared, "I got my loan approved in 20 minutes, right before a bill was due." Keep in mind, their fees might be a bit higher than some online lenders, but you get transparent terms.

Pros: Quick approvals, clear terms
Cons: Slightly higher fees than online options

Check Into Cash Sacramento

Address: 5678 K St, Sacramento, CA
Phone: (916) 555-5678
Services: Payday loans, check cashing

Serving neighborhoods like East Sacramento and Land Park, Check Into Cash offers a convenient walk-in experience with friendly staff. Their loan limits can be smaller, but the straightforward process makes them a solid choice for many locals.

Pros: Trusted local presence, easy walk-in
Cons: Lower loan limits

Advance America Sacramento

Address: 91011 L St, Sacramento, CA
Phone: (916) 555-9101
Services: Payday loans, installment loans

Advance America is known for transparent fees and solid customer service. Just remember to check their weekend hours, as they tend to close early on Saturdays and Sundays.

Pros: Transparent fees, friendly staff
Cons: Limited weekend hours

Money Mart Sacramento

Address: 3030 Folsom Blvd, Sacramento, CA
Phone: (916) 555-7890
Services: Payday loans, check cashing

Popular in neighborhoods like Richmond and Valley Hi, Money Mart is appreciated for its friendly staff and accessible locations. Some customers note their fees can be higher on certain loan products.

Pros: Convenient locations, helpful staff
Cons: Higher fees on some loans

Ace Cash Express Sacramento

Address: 4040 Auburn Blvd, Sacramento, CA
Phone: (916) 555-4321
Services: Payday loans, installment loans

Ace Cash Express offers fast approvals and multiple locations around Sacramento. Their convenient network is a plus, though rates can sometimes be above average, so read the fine print.

Pros: Quick approvals, many branches
Cons: Higher interest rates on some loans

CashNet USA Sacramento

Address: 5050 Franklin Blvd, Sacramento, CA
Phone: (916) 555-7654
Services: Online loans, installment loans

For those who prefer to apply without visiting a store, CashNet USA provides a quick and easy online loan process. Just make sure to carefully read the terms since there’s no physical branch for in-person help.

Pros: Fast online process
Cons: No physical locations

Prefer an Online Option?

Online payday loans let you apply from home and get your funds deposited quickly. Many Sacramento residents have already benefited from this fast and convenient service.

Apply for an Online Payday Loan Now

💡 Explore Payday Loans in Other California Cities

Looking for more options? Check out our reviews of payday loans in California cities such as:

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