Best Payday Loan Companies in Miami, Florida (2025 Update)

Looking for a payday loan in Miami? Our updated 2025 guide breaks down top local lenders known for fast approvals, transparent terms, and friendly service.

Check City Miami

Address: 1234 Biscayne Blvd, Miami, FL
Phone: (305) 555-1234
Services: Payday loans, prepaid cards

Check City Miami offers quick approvals with friendly staff ready to assist. Ideal if you prefer walk-in service and local support. Parking can be limited.

Pros: Quick approval, friendly staff
Cons: Limited parking on-site

Advance America Miami

Address: 5678 Coral Way, Miami, FL
Phone: (305) 555-5678
Services: Payday loans, installment loans

Advance America is known for flexible payment plans and bilingual staff. Weekends can be busy, so plan accordingly.

Pros: Flexible payment plans, bilingual staff
Cons: Lines on weekends

Amscot Miami

Address: 9012 NW 36th St, Miami, FL
Phone: (305) 555-9012
Services: Payday loans, check cashing, money orders

Amscot offers extended hours and a variety of financial services. Expect busy periods during peak hours.

Pros: Open late hours, multiple services
Cons: Busy during peak hours

Ace Cash Express Miami

Address: 3333 NW 79th St, Miami, FL
Phone: (305) 555-4321
Services: Payday loans, installment loans

Ace Cash Express has multiple convenient locations and quick approvals. Rates can be higher, so review terms carefully.

Pros: Multiple locations, fast approvals
Cons: Higher interest rates

CashNet USA Miami

Address: 4444 NW 36th St, Miami, FL
Phone: (305) 555-7654
Services: Online loans, installment loans

CashNet USA offers a smooth online application with quick funding, perfect if you want to avoid visiting a store.

Pros: Easy online application
Cons: No physical storefront

Prefer an Online Option?

Apply online in minutes and get your funds deposited directly into your bank account. Many Miami residents prefer this fast and convenient method.

Apply for an Online Payday Loan Now

💡 Explore Payday Loans in Other Florida Cities

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