Disclosure: Loan terms vary from 3 to 36 months depending on the lender. Annual Percentage Rates (APR) range from 5.99% to 35.99%, based on your credit score, loan amount, and repayment period. Typically, these are unsecured personal loans offered to borrowers with fair to excellent credit.
While some lenders advertise “no credit check”, most perform a soft credit inquiry that does not affect your FICO score. Approval decisions depend on income, employment, and state regulations.
Cash Advance Instant is not a lender and does not make credit decisions. We connect users with third-party lenders. All APRs, fees, and terms are disclosed before signing any agreements.
Example: A $1,000 loan for 3 months at 32% APR results in monthly payments of $351.27. Total repayable: $1,053.81. Total interest: $53.81.